use of site

copyright

Unless indicated (or otherwise apparent), Ray Steinwall (the site owner) owns the copyright in the content on this site

Except with the prior consent of the site owner, users may only access and use the site for personal use. Users must not reproduce information on this site without the prior consent of the site owner or other copyright owner

liability to you

This site provides general information and commentary. It does not and is not intended to provide legal advice

The site owner provides no assurance or guarantee about the accuracy of the material posted. You should rely on your own inquiries and where necessary seek appropriate professional advice

The site owner will not be liable to you or anyone else for any loss resulting from the use of this site, other than any liability that cannot by law be excluded

use of links

Links are provided for convenience. The site owner provides no assurance or guarantee about the quality of any linked site, the information contained on a linked site or the safety or stability of the link or the linked site

your agreement when using this site

When you access this site you agree to these terms and to your personal information being used under the Privacy Policy